We deliver high-quality retirement research that contributes to pragmatic policymaking by fostering an understanding of the value retirement brings to employers, workers, and the economy.
Retirement in America: An Analysis of Retirement Preparedness Among Working-Age Americans
Retirement in America: An Analysis of Retirement Preparedness Among Working-Age Americans answers key questions relating to retirement savings, access to retirement plans, and how saving for retirement interacts with other financial commitments, such as repaying student loan debt and owning a home. It offers a broad examination of how different groups of workers are faring in their preparation for retirement and where workers are falling short.
Quantifying the Economic Impact of Social Security Benefit Spending
New research from the National Institute on Retirement Security finds that Social Security benefits play a powerful role in supporting the U.S. economy, generating $2.6 trillion in total economic output and supporting more than 12 million American jobs in 2023.
Debunking the Job-Hopping Myth: A Data-Driven Look at Tenure and Turnover Among Younger Workers
Contrary to popular belief that Millennials and Generation Z employees are constantly switching jobs, new research from the National Institute on Retirement Security finds that younger workers today show job retention patterns that closely mirror previous generations at the same stage of their careers.
Evolution and Growth: How Public Pension Plans Have Diversified Their Investments Amid Changing Markets
A report from the National Institute on Retirement Security (NIRS) and Aon examines the changes public pension plan investing has undergone throughout the twenty-first century.
Social Security at 90: A Bipartisan Roadmap for the Program’s Future
The National Academy of Social Insurance, AARP, the National Institute on Retirement Security, and the U.S. Chamber of Commerce have released a new report detailing American’s views of retirement, Social Security at 90: A Bipartisan Roadmap for the Program’s Future.
The Importance of Retirement Security
79%
of Americans believe the nation faces a retirement crisis.
Most Americans are not on track for a secure retirement. Learn more about key aspects of retirement – from pensions to Social Security to long-term care.
A defined contribution account is a retirement savings plan, such as a 401(k), where employees and/or employers contribute money to an individual account, with the retirement benefit depending on contributions and investment earnings.
Working Americans Struggling to Prepare for Retirement, New NIRS Report Finds
Preparing for retirement remains a major financial challenge for working Americans, according to a new report from the National Institute on Retirement Security.
New Research Finds Social Security Has a Strong Economic Impact
New research from the National Institute on Retirement Security finds that Social Security benefits play a powerful role in supporting the U.S. economy.
In a Wall Street Journal article, NIRS Research Director Tyler Bond discussed research on the retirement challenges facing Generation X.
Who We Are
The National Institute on Retirement Securityis a non-profit, non-partisan organization established to contribute to informed policymaking by fostering a deep understanding of the value of retirement security to employees, employers, and the economy.
National Institute on Retirement Security members share our vision that all Americans should have access to retirement security. Our diverse membership base makes our retirement research possible.
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