• March 1, 2015
The Continuing Retirement Savings Crisis
A new research report calculates that the U.S. retirement savings crisis continues to worsen, and that the typical working household still has virtually no retirement savings.
-
-
• December 14, 2014
Still a Better Bang for the Buck: An Update on the Economic Efficiencies of Defined Benefit Pensions
New research finds that pension plans are a far more cost-efficient means of providing retirement income as compared to individual defined contribution accounts.
-
• December 1, 2013
Race and Retirement Insecurity in the United States
New NIRS research examines racial disparities in retirement readiness among working-age Americans and households.
-
• December 1, 2012
On the Right Track? Public Pension Reforms in the Wake of the Financial Crisis
This report examines key factors that have contributed to private and public employers’ pension decisions. It finds that closing a pension can cost substantially more than adjusting an existing plan.
-
• November 1, 2012
The Great Recession: Pressure on Public Pensions, Employment Relations and Reforms
This report examines the workforce impacts of switching from a DB plan to a DC plan. Public employers would attract a different labor force, there would be an increase in employee turnover, and employers will incur higher costs.
-
• October 1, 2011
A Better Bang for New York City’s Buck
This report finds that New York City’s defined benefit pension plans can deliver the same retirement income at nearly 40% lower cost than defined contribution 401(k)-type individual accounts.
-
• September 1, 2011
Decisions, Decisions: Retirement Plan Choices for Public Employees and Employers
This study analyzes seven state retirement systems that offer a choice between DB and DC plans to find that workers strongly prefer DB plans over DC plans.
-
• July 1, 2009
The Pension Factor: Assessing the Role of Defined Benefit Plans in Reducing Elder Hardships
This report calculates the impact of pensions for reducing the risk of elder American poverty and hardship, particularly for households headed by women and racial/ethnic minority groups.
-
• May 1, 2009
The Staying Power of Pensions in the Public Sector
This report finds that pensions are an effective tool to meet the objectives of employers, employees, and taxpayers and should not mimic the private sector trend away from pensions.