Amid Worker Shortages, New Research Examines State & Local Employee Views on Their Jobs, Pay and Benefits
…competitiveness of their salary and compensation, but the vast majority agree they could earn a higher salary in the private sector and a pension factors into the competitiveness of their…
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Rising Risk & Escalating Costs Threaten Americans’ Financial Security in Retirement
…Solutions to Strengthen Retirement Outcomes Webinar on September 16th to Review Findings WASHINGTON, D.C., September 9, 2020 – The burden of preparing for retirement is increasing as workers face more…
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Research Examines Retirement Risk, Role of Annuities
…individual or a retirement plan pays money up front to the insurance company. The insurance company makes regular payments to retirees for the remainder of their lives or for a…
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New Analysis Finds Average Amount of Student Loan Debt held by Gen Xers Is $40,000
…Survey of Income and Program Participation (SIPP), a nationally representative longitudinal survey that provides comprehensive information on the dynamics of income, employment, household composition, and government program participation. The National…
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CalPERS Commends NIRS
…care, among other contributions. A copy of the report can be found on the NIRS Web site at www.nirsonline.org. CalPERS is the nation’s largest public pension fund with assets of…
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401(k)s Substantially More Costly than Pensions
…defined benefit (DB) pension plans offer substantial cost advantages over 401(k)-style defined contribution (DC) accounts. A typical pension has a 49 percent cost advantage as compared to a typical DC…
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New Scorecard Ranks By State Economic Pressures On Future Retirees
…burden increased from 14 in 2000 to 31 in 2012. 2. All three potential sources of economic insecurity for future retirees deserve policy attention. Scorecard measures on retirement income, retiree…
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NIRS Submits Research Issue Brief to U.S. Senate with Policy Options for Boosting Private-Sector Pension Coverage
…are economically efficient, provide workforce benefits to employers, and deliver substantial economic impacts to communities across the nation, especially rural areas. Read Doonan’s written testimony submitted to the HELP Committee….
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Retirement Savings Tax Breaks Leave Middle Class Households Behind
…in Washington, D.C., NIRS membership includes financial services firms, employee benefit plans, trade associations, and other retirement service providers. More information is available at www.nirsonline.org. Follow NIRS on Twitter @NIRSonline….
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