Fortifying Main Street: The Economic Benefit of Public Pension Dollars in Small Towns and Rural America
Fortifying Main Street: The Economic Benefit of Public Pension Dollars in Small Towns and Rural America illustrates the impact of benefit dollars from public pension plans according to several different measures: as a percentage of GDP by county; as a percentage of total personal income by county; and by categorizing counties as metropolitan, small town […]
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The Missing Middle: How Tax Incentives for Retirement Savings Leave Middle-Class Families Behind
This report documents how current tax incentives fail to promote adequate retirement security for the middle class. It considers the impact of factors including marginal tax rates, retirement plan participation, and income distribution on retirement saving levels. The Missing Middle: How Tax Incentives For Retirement Savings Leave Middle Class Families Behind also offers potential solutions […]
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Americans’ Views of Public School Teachers and Personnel in the Wake of COVID-19
A new national survey finds deep public concern about the K-12 public school workforce. Americans’ Views of Public School Teachers and Personnel in the Wake of COVID-19 finds that eighty-three percent of Americans express concerns about public school staff shortages, while 81 percent are worried about workforce burnout. Conducted by Greenwald Research, this new national […]
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A Better Bang for the Buck 3.0
This analysis finds that defined benefit (DB) pension plans offer substantial cost advantages over 401(k)-style defined contribution (DC) accounts. A typical pension has a 49 percent cost advantage as compared to a typical DC account, with the cost advantages stemming from longevity risk pooling, higher investment returns, and optimally balanced investment portfolios. A Better Bang […]
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Americans’ Views of State-Facilitated Retirement Programs
A national survey finds strong support for new state-facilitated retirement programs aimed at helping workers without employer-provided plans save for retirement. Americans’ Views of State-Facilitated Retirement Programs finds: The vast majority of Americans (72 percent) agree that state-facilitated retirement programs are a good idea. There is high support across party and generational lines, with support […]
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Stark Inequality: Financial Asset Inequality Undermines Retirement Security
This report finds that economic inequality continues to grow, with Blacks and Hispanics owning only a sliver of financial assets. Even though the Gen X and Millennial generations are more diverse, whites continue to dominate when it comes to accumulating financial assets. This economic inequality ultimately translates into financial insecurity in retirement, which is exacerbated […]
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